When you purchased your home, you made an investment in the future of your family and finances. Be sure to protect that investment with individualized home insurance coverage from Tolbert Tower Insurance. We match homeowners with coverage from a wide range of Indiana carriers. When you choose us, you benefit from:
- A broad range of coverage and company choices
- A knowledgeable team of agents and staff that understand your needs
- Individual assessment designed to identify your risk vulnerabilities
- Access to 24/7 customer care from the faces of people you know and trust
- Personalized service with a friendly Brownsburg smile
Types of Homeowners Insurance Coverage
Home insurance is designed to protect you, your home, and your belongings against unexpected accidents and events. Most standard policies include coverage for:
Dwelling and Other Structures
Covers the cost of repairing or rebuilding your home, fence, and other structures if they are damaged or destroyed by fire, wind, or some other covered event
Reimburses you for damage or loss of your personal belongings due to theft or some other covered event
Helps pay for temporary living expenses when a covered event results in necessary displacement from your home
Helps protect you against the financial responsibility of a lawsuit if you are at-fault for a third-party’s bodily injury or property loss
Provides limited compensation for third-party medical bills, regardless of fault, when an injury occurs on your premises
Optional coverage enhancements that increase compensation for loss or otherwise expand coverage to include additional loss events
Brownsburg Renters and Condo Insurance
You may not own the place you call home, and if you do, it is possible that you still have some unique coverage needs that other homeowners do not. Here at Tolbert Tower Insurance, we are proud to offer a wide range of individual coverage needs, including renters and condo insurance.
Renter’s insurance is important for all renters, even if your landlord does not require it. Although it does not cover the structure of your unit, it can reimburse you for the loss of your personal belongings due to a fire, theft, or other covered event. Our renter’s policies also include coverage for temporary displacement, as well as liability protection if you are sued for a third-party’s bodily injury or property damage.
Condominiums offer the advantages of homeownership with the low-maintenance benefits of living in a building shared by other owners. While you may not need coverage for the exterior structure of your unit, you still need protection against displacement, liability, loss assessments, and loss of personal belongings. You may also need coverage for the finishes and fixtures inside your condo that are not covered by your condo association’s master policy.
Request Your Renter’s, Condo, or Home Insurance Quote Today
As an independent agency, we shop around for coverage from multiple providers until we find a policy that fits your needs and preferences. When you choose us, you are choosing a team that puts our customers first – not the insurers. That means you benefit from personalized service with your needs in mind.
We also work hard to uncover valuable discounts that can significantly lower the cost of your coverage. These may include:
- Home security discounts
- Claims-free discounts
- New home discounts
- Bundling discounts (when you purchase multiple policies from the same carrier)
Call us today to request your free quotes and find out what makes Tolbert Tower Insurance the premier independent home insurance provider in the Brownsburg area. We look forward to serving you soon.