Whether you are buying a new car or looking for better coverage solutions, the team here at Tolbert Tower Insurance wants to be your destination for auto insurance in Brownsburg and the surrounding areas. We offer quality car insurance policies at affordable rates. We’ve built our brand and reputation the old-fashioned way: with superior service, customer by customer.
When we match customers with a policy, we have their best interests in mind – not the insurers. We ask the tough questions that matter most, such as:
- How much do you have to lose in a lawsuit?
- How will you replace your vehicle if it is stolen or destroyed?
- What will you drive while your vehicle is being repaired?
- What are the real-life risks you face as a driver?
- How much can you afford in out-of-pocket costs if you need to file a claim?
Types of Car Insurance Coverage
Car insurance policies are made up of several different types of coverage, each of which is designed to protect you against a potential loss. Some coverage is mandatory, whereas others are optional. Our team can help you assess your individual risks to determine which ones are right for you.
Examples of common auto insurance coverage types include:
This important coverage helps pay for third-party medical bills and property damages if you are at-fault for an accident. Higher coverage limits provide greater protection for your income and assets, as you may be personally responsible for any financial damages that exceed the limits of your policy.
This is coverage for your vehicle if you drive it into another vehicle or object. The coverage compensates you for a total loss or helps pay for repairs if your vehicle has only minor to moderate damages.
Comprehensive coverage protects your vehicle against damages caused by non-collision events, such as fire, theft, vandalism, and certain weather-related events. Like collision, comprehensive coverage can pay for repairs or compensate you for the loss of your vehicle.
These types of coverage help protect you and your passengers if you are injured in an accident caused by an uninsured driver or a motorist with too little liability coverage to compensate you for your loss.
You may also choose to add other types of coverage to your policy, such as towing, roadside assistance, and rental car reimbursement. These additional coverages can minimize your out-of-pocket costs when faced with an unexpected accident or another event.
Indiana Car Insurance Discounts
We work hard to find competitive rates for our customers, as well as discounts that compound coverage savings. We can also show you how simple policy changes, such as raising your deductible, can put money back in your pocket.
There are several ways of saving on premiums without sacrificing the quality of your coverage. Examples include:
- Driver safety discounts
- Claims-free discounts
- Vehicle safety and security discounts
- Good student discounts
- Multiple-vehicle discounts
- Bundling discounts (when you combine auto with home, renter’s or some other type of coverage
- And more
Shopping Around? Contact Your Local Independent Agent at Tolbert Tower Insurance
Shopping and comparing car insurance rates is easy here in Brownsburg. As an independent insurance agency, we explore coverage solutions from multiple Indiana auto insurance carriers until we find a policy that meets the needs, preferences, and budget of our customers. We bridge the gap between corporate insurance carriers and the local customer. We enjoy getting to know our clients and building trusting relationships that will last a lifetime.
If you are in the market for car insurance, let our team do the heavy lifting. Contact us today to request your free quote and to find out how an independent agent can save you money on car insurance.