On a scale of 1 to 10, how confident are you in your current insurance carrier? If something happens, do you know the person to call? How about if your rates suddenly skyrocket by 50%–do you have a fallback plan, or would you just be stuck with paying the difference until you have time to spare on insurance shopping yet again?
It might be one of the least desirable forms of shopping out there, but finding the right insurance plan and policy to protect your property and mitigate your risks is crucial. This isn’t like shopping for a new winter coat; there’s a lot at stake. And choosing a local, independent insurance agent is one of the best ways to make sure you’re getting the best deal on the coverage you need while simplifying the purchasing process.
What Makes Independent Agents Different?
An independent insurance agent represents many different companies. Step into Tolbert Tower (or give us a call), and you’ll talk to a local person who’s easily accessible. Local independent agents often understand your situation and your concerns better than someone in an insurance company dozens or hundreds of miles away.
Independent agents operate as a single, reliable point of contact to answer your questions. And they can quickly provide quotes for the policies you’re considering–from many different insurance companies, making it far easier to find the most cost-effective coverage for your situation.
Does it Cost More to Buy From an Independent Agent?
It’s true that independent agents make money by receiving a commission off policies they sell. But that doesn’t mean that you’ll end up paying more out of pocket by purchasing a policy through an independent agent. They can often get you a much better rate than if you contacted the company directly, and they’ve got your back if your rates suddenly go up for some reason; an independent agent can help you find another policy that fits your needs (and your budget) if you decide to change.
Can I Trust an Independent Agent’s Advice?
Independent agents enjoy something that other insurance sellers don’t: freedom. Because any one company does not own them, they can more effectively advocate for their policyholders and give them unbiased, reliable advice.
Independent agents work for people of all ages and backgrounds, and they can help with a wide variety of insurance policies. They’re highly specialized personal shoppers working to help you find the best deals possible on the coverage you need.
The advice and industry knowledge you’ll get from an independent agent is hard to match, so whether you’re looking to bundle several different policies or just get your new car insured, our agents will be able to ask questions to help you figure out what options are best for you. And they’ll put your information together to get you multiple quotes–all in one stop.
For help finding your ideal policy, feel free to contact us today. We’ll put a member of our team to work to help you make the best investment in a policy that will give you peace of mind. No more wondering or hoping that you’ve got it all figured out on your own; we’ll advocate for you.